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Real Estate & Mortgage Related Discounts

As a mBB member you may receive cash back when you buy or sell your home from
Magellan Realty.  You may also receive cash back when obtaining a mortgage on a new home or refinancing an existing one when you use Tier One Mortgage, Premium Mortgage, or Citizens Bank for loans within NY State.  For outside NY, look to Provident Funding or Citizens Bank.

mBB members Schell Law can provide you legal assistance in handling your home closing - at a discounted price.  mBB members like Liberty Mutual and InsuranceTrak can also help you to obtain homeowners insurance at a discounted rate as well.  And all you have to do is show your mBB ID card.

Tier One Mortgage 

All offers in Mortgages and Real Estate (just click on a link):

Citizens Bank Mortgage


Liberty Mutual Insurance

Magellan Realty

Parkwood Heights (senior living)

Premium Mortgage

Provident Funding

Schell Law

Tier One Mortgage



Citizens Home Mortgage Employee Benefit Program

Citizens Bank has partnered with My Better Benefits to bring you all the advantages of the Home Mortgage Employee benefit program.  


  • Please call your My Better Benefits/Citizens Team to learn how you could possibly qualify for a $500 credit at closing, and a Citizens relationship pricing discount


Whether you’re looking to buy your first home, looking for a new home, trading up or refinancing, our mortgage experts will guide you through the process and provide personal attention and expert guidance every step of the way. 


  • For Upstate NY employees, click on the more button below to learn more about this exciting benefit.   Please mention offer code YP-MBBR when you contact your my Better Benefits/Citizens Team.

For Upstate NY

Offer code YP-MBBR



  • For employees outside of the upstate NY area, click on the more button below to learn more about this exciting benefit.   Please mention offer code YP-MBBOR when you contact your my Better Benefits/Citizens Team.  The mBB/Citizens Bank mortgage benefit is offered in all 48 contiguous states (not offered in Alaska or Hawaii).

For all areas outside of Upstate NY

Offer code YP-MBBOR




Member FDIC. Citizens Bank® is a brand name of Citizens Bank, N.A. and Citizens Bank of Pennsylvania. © 2017 Citizens Financial Group, Inc.


Citizens bank has branches in CT, DC, DE, FL, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, VA, and VT.








Premium Mortgage

When you use Mary Battaglia at Premium, you will receive a free pre-approval report and credit report to start the mortgage process.    The simplest mortgage discount available. 


You'll find the most competitive closing costs and rates you'll PLUS:

  1. Free pre-approval report; and

  2. Free credit report to start the mortgage process. 

  3. If you decide to obtain your mortgage through Premium, you will receive a check after closing for $500!

*This discount is ONLY available through Mary Battaglia and may not be honored by any other Premium broker.  Show your mBB ID card to Mary at the time of your first meeting to validate your discount.


Premium Mortgage Corporation has offices in and can service:


  • Buffalo/Western NY

  • Canandaigua

  • Great Neck/Downstate

  • Rochester/Central NY

  • Syracuse


Mary Battaglia 585-241-0000, x129.  E-mail:








Provident Funding

We are known as The Mortgage Price Leader®, and we have teamed up with My Better Benefits so that you can take advantage of an exclusive 0.25% discount towards closing costs on top of our aggressive rates. For over 25 years, Provident Funding has helped its customers finance their home purchases and refinance loans for primary, second and investment homes with superior service and efficiency, producing high quality loans at industry low costs. View live rates or apply today to benefit from:

  • Exclusive 0.25% closing cost discount on top of industry leading rates, saving up to $5,000

  • Home purchase or refinance loans for primary homes, second homes or investment homes

  • Closing times of 30-days or less, on average

  • Online account to securely download/upload documents and track loan progress 24/7

  • Industry unique Conditional Approval for purchases - the next best thing to cash offers

Discount code:  M00CP3013


Provident Funding lends in CA, CT, FL, IL, MA, NJ, OH, PA and many other states. 

Discount is 0.25% and amount will vary based on the new loan amount and property state. Non-lending states include: AL, AK, AR, DE, HI, ID, IA, KS, LA, ME, MS, MT, NE, NV, NH, NM, NY, ND, OK, RI, SD, VT, WV, WI, & WY.

Must use discount code M00CP3013 online at or when calling 1-888-547-4050. This is not a guarantee to lend. Additional factors may impact eligibility. Discount restrictions may apply.

Provident Funding Associates, L.P. (NMLS #3821) l l Equal Housing Opportunity

700 Airport Blvd, Suite 430, Burlingame, CA 94010 l AZ: 1839 S Alma School Rd, Suite 310, Mesa AZ 85210;

IL: Illinois Residential Mortgage Licensee, 221 North LaSalle Street, Suite 1030, Chicago IL 60601;

MO: 435 Nichols Road, Suite 235, Kansas City MO 64112 l TX: 4131 N. Central Expressway, Suite 445, Dallas TX 75204





Tier One Mortgage

Tier One Mortgage offers competitive rates and low closing costs with mortgages designed to fit your needs - not fitting you into a mortgage whose terms may not be best for you.  And of course, Tier One offers service that makes a difference.


Lender credits provided to borrowers typically result in a higher interest rate.  Not so with Mark's promo - great rates and low costs!  This is a major savings compared to programs offered by many competing lenders.   TRID loans typically closed in about 30 days. 


When you use Mark Leach at Tier One Mortgage to obtain your new mortgage or refinance an existing mortgage, you will receive:


  • No application fee - a $200 value!

  • No processing fee - a $475 value!

  • No underwriting fee - an $895 value!

  • Free credit report with pre-qualification

  • Competitive rates from multiple lenders

  • Unique programs that many lenders do not offer - they save you money!

  • Un-matched personal service with 12 years of experience from pre-qualification to post-closing.

 See and print the flyer



>> This discount is ONLY available through Mark Leach.  Please check directly with Mark to validate current offers.




Mark Leach, NMLS #24112, Tier One Mortgage, Member FDIC, NMLS # 37972, 674 Ridge Road, Suite 100, Webster, NY, 14580.   Telephone:  585-576-6605 or 585-282-0960  E-mail:






Our Featured Real Estate Partners . . .


Magellan®, Inc. Real Estate & Relocation

Magellan® Real Estate & Relocation is a real estate firm that assists individual, investor, and corporate clientele with buying or selling a home, business, or investment property anywhere in the world.  

Magellan also offers complete corporate relocation services - either to or from the Rochester, NY area.


Your Savings:

Whether you are looking to buy or sell a home, you may receive anywhere from $250 to $1,250 cash back at closing when you use a Magellan® REALTOR® to assist you through the Magellan Real Estate Advantage Program (REAP): 

  • Buy a $150,000 house and you'll receive a check back for $500

  • If you both sell and purchase a house using Magellan's authorized agents you can save even more - contact us for details.


Purchase Price or Selling Price*  REAP Rebate

$75,000- 149,999


$150,000 - 249,999


$250,000 to $349,999


$350,000 to $449,999


$450,000 to $499,999



Contact us for details

If you're both buying & selling

$175,000 and up

Contact us for details



To learn more, reach out at 585-325-3990 or e-mail TODAY for more details about how YOU can take REAP the benefits of Magellan®’s Real Estate Advantage Program!



You may combine your Magellan discounts with those offered by mBB member mortgage companies, insurance companies, attorneys and more to almost triple the above savings .







* For any transaction below $175,000, you may receive a discount when you either buy or sell. One rebate per customer per occasion so if you're both buying and selling a home less than $175,000, we're able to apply it to the more expensive of the two transactions only.


If you are both selling and buying a home through Magellan and the price of the home you have to sell is $175,000 or more, then the amount of the mBB rebate will be increased on the home you purchase. 


$ amount may be applied as a credit at closing (typically the case for sellers) or paid in the form of a rebate subsequent to closing after real estate commissions are paid (more typical for buyers).


*Your employer must be REGISTERED for the Real Estate Advantage program in order for you to receive the cash back at closing/discounts of the program.






Homearama 2018 is August 18 - 26 at Watersong in Penfield.  Plans for Homearama 2020 are to be announced.




Your mBB discount is the best discount available anywhere:


Tickets are regularly $10.  Show your mBB ID card at the gate to save $3  - only $7 each for as many as you would like to purchase!   And yes, this is the best discount available anywhere.  You don't need to print off a coupon in advance, just show your mBB ID card (see below).


Get your mBB ID card here




Show your mBB ID card on your smart phone at the gate


Homearama 2018 Hours of operation:


Saturdays, 10 AM to 8 PM


Sundays, 10 Am to 6 PM


Monday thru Friday, 12 PM to 8 PM


Watersong Trail – off Five Mile Line Road north of Plank Rd







Companies providing mBB members with access to and discounts on life, home, long term care, auto, and disability insurance.








Legal Services

Professional legal services for house closings, divorces, bankruptcy, criminal representation, simple wills, power of attorney, living wills, health care proxy, etc.






Parkwood Heights

Parkwood Heights is a picturesque, 122 acre senior living campus that provides fresh choices for retirement living. Whether you're newly retired, considering retiring, or just looking for a secure and supportive environment to age in, Parkwood Heights is the perfect location for a relaxed lifestyle. 


Parkwood Heights 15th Annual Soup Tasting!

Help us choose our Signature Soup for 2020!
Saturday January 18th 1:00pm – 3:00pm

Join us for one of our MOST popular events! Warm up by sampling six of our famous homemade soups and fresh hot breadsticks.  RSVP not required but appreciated!

Parkwood Heights Senior Living Campus 1340 Parkwood Drive, Macedon, NY 14502 315.986.9100 585.223.7595





Parkwood's independent senior living campus offers apartments and villas for lease and Patio homes for sale.






mBB members (and their immediate family members) can save two ways at Parkwood Heights.


  • Exclusive to mBB members only.  10% off for the first 6 months with any new resident signed agreement for an Apartment or Villa.

  • Purchase a custom-built patio home and receive a free upgrade to the standard landscape package, a $500 value.

  • Your mBB ID card must be presented prior to move-in to take advantage of this offer.


A Bit More about Parkwood Heights


If you’re looking for Senior Living for yourself or a loved one . . . .  look no further!!  Independent Living or Enriched Living at it’s best.  Apartments, equipped with a full kitchen, ample natural light, full bathrooms with walk in showers and grab bars, and a patio or balcony!  Meals, housekeeping, utilities, transportation, activities - are just some of the amenities we include in our rent for Independent Living.  The Enriched Living Program includes medication management, assistance with showers, 24/7 personal aide service, reminders – just to mention a few services.  Villas provide a maintenance free, independent lifestyle in the seclusion of a rented ranch-style cottage with an attached garage and also includes utilities, trash pickup, lawn care, snow removal and more.  Promotional offers extend to Apartments and Villas.  Patio Homes are individually purchased properties on our campus.  Information and showings can be arranged through Pat Welker.  Visit our website for a virtual tour and to learn more at:



Our new homes for sale, senior apartments, and villas (all offering spacious floor plans) give you the freedom to continue living independently while enjoying the closeness of friendly neighbors.

Regardless of your choice, you'll be in a beautiful, private location within an active community that offers the kind of lifestyle you've always had, and maybe always wanted...

Our mission is to 0ffer an attractive lifestyle to the retired and senior community through a secure, caring, and active community with well designed surroundings and a wide array of personal services that meet all present and future needs - a place you're proud to call home.

We are committed to our residents' happiness; the well being of those living with us; and providing the opportunity for self-fulfillment.







Parkwood Heights • 1340 Parkwood Dr., Macedon, NY •   Telephone:  315-986-9100   or   585-223-7595






Homeaway & VRBO


Vacation Rentals by Owner from Home Away - FIND OR LIST YOUR PERFECT VACATION HOME is the leading online source for finding vacation rental properties with discounted rates and last-minute deals.  We post this here on behalf of our mBB members who may be wanting to list their vacation home or lake cottage for rent.  We've tried them ourselves and we find the experience to be a very satisfying one.


Featuring more than 35,000 vacation rentals ranging from Florida beach houses to European villas, connects travelers seeking the space, value and amenities of vacation rentals with homeowners looking to rent out their vacation properties. The company was founded in 1997 and acquired by HomeAway, Inc. in May 2007.




  • Rent a house for half the price of a hotel.  Vacation rentals for less than $50 a night.

  • List your place for FREE on Home Away!    Only pay when you get a booking.

  • Ski vacation rentals

  • Beach vacation rentals

  • Find rentals that accept pets!








Buffalo Home Show, Mar 6-8 and 13-15, 2020

With hundreds of exhibits all under one roof, you will be able to shop, compare and save on every kind of product for your home.  


Appearing at the 2020 show:

  • Custom-built design home, an indoor 1,400 sq. ft. show home

  • Read 'em & Renovate contest with a $500 Home Depot gift card as prize

  • Hawaii Build + Beach sweepstakes

  • Spruce Up Your Space with $250 Home Depot and $250 Best Buy gift cards as prizes

  • And much more!

Order and pay for your tickets




promotion code: mBB



Tickets are e-mailed to you upon purchase completion.










The mBB web site contest is open to mBB members only.



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my Better Benefits

Rochester, New York