Mortgages & Mortgage/Real Estate
Free pre-approval, free
credit report, and cash back at closing
Tier One Mortgage
Over $1,500 in savings up
front on application & underwriting
A $500 credit at closing
& a Citizens relationship pricing discount
Save up to $5,000 with
0.25% closing cost discount
offering thousands in cash back for buyers & sellers
$10 gift card with any
auto, home, renters, or life insurance quote
Savings on real estate
closings and other legal services
Group rate discounts on
home, auto, life, and pet insurance
10% off your 1st six
months of a senior residence agreement
Citizens One Student
Up to $1,000 off a
refinance loan or $500 off a new student loan
Mortgage Employee Benefit Program
has partnered with My Better Benefits to bring you all the
advantages of the Home Mortgage Employee benefit program.
you’re looking to buy your first home, looking for a new home,
trading up or refinancing, our mortgage experts will guide you
through the process and provide personal attention and expert
guidance every step of the way.
For Upstate NY
For employees outside of the
upstate NY area, click on the more button below to
learn more about this exciting benefit. Please mention offer code
when you contact your my Better Benefits/Citizens Team.
The mBB/Citizens Bank mortgage benefit is offered in all 48
contiguous states (not offered in Alaska or Hawaii).
areas outside of Upstate NY
Member FDIC. Citizens
Bank® is a brand name of Citizens Bank, N.A. and Citizens Bank of
Pennsylvania. © 2017 Citizens Financial Group, Inc.
Citizens bank has branches in CT,
DC, DE, FL, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, VA,
When you use
at Premium, you will receive a free
pre-approval report and credit report to start the mortgage process.
The simplest mortgage discount available.
You'll find the most competitive closing costs and rates you'll
Free pre-approval report; and
Free credit report to start the mortgage
If you decide to obtain your mortgage through
you will receive a check after closing for $500!
*This discount is ONLY available through
and may not be
honored by any other Premium broker. Show your mBB ID card to
Mary at the
time of your first meeting to validate your discount.
Corporation has offices in and can service:
585-241-0000, x129. E-mail:
We are known
as The Mortgage Price Leader®, and we have teamed up with My
Better Benefits so that you can take advantage of an
exclusive 0.25% discount towards closing costs on top of our
aggressive rates. For over 25 years, Provident Funding has
helped its customers finance their home purchases and refinance
loans for primary, second and investment homes with superior
service and efficiency, producing high quality loans at industry
low costs. View live rates or apply today to benefit from:
Exclusive 0.25% closing cost discount
on top of industry leading rates, saving up to $5,000
purchase or refinance loans for primary homes, second homes or
times of 30-days or less, on average
account to securely download/upload documents and track loan
unique Conditional Approval for purchases - the next best
thing to cash offers
Note, if you are unable to access
the page, please
email us for the code and be sure to include
your employer name in the subject line
Provident Funding lends in CA, CT,
FL, IL, MA, NJ, OH, PA and many other states.
Discount is 0.25% and amount will vary based on the new loan
amount and property state. Non-lending states include: AL, AK, AR,
DE, HI, ID, IA, KS, LA, ME, MS, MT, NE, NV, NH, NM, NY, ND, OK,
RI, SD, VT, WV, WI, & WY.
Must use discount code
(we will provide you at the link above)
or when calling 1-888-547-4050. This is not a guarantee to
lend. Additional factors may impact eligibility. Discount
restrictions may apply.
Associates, L.P. (NMLS #3821) l
l Equal Housing Opportunity
700 Airport Blvd,
Suite 430, Burlingame, CA 94010 l AZ: 1839 S Alma School Rd, Suite
310, Mesa AZ 85210;
Residential Mortgage Licensee, 221 North LaSalle Street, Suite
1030, Chicago IL 60601;
MO: 435 Nichols
Road, Suite 235, Kansas City MO 64112 l TX: 4131 N. Central
Expressway, Suite 445, Dallas TX 75204
Tier One Mortgage
Tier One Mortgage offers competitive rates and low closing costs
with mortgages designed to fit your needs - not fitting you into a
mortgage whose terms may not be best for you. And of course,
Tier One offers service that makes a difference.
Lender credits provided to borrowers typically result in a higher
interest rate. Not so with Mark's promo - great rates and low
costs! This is a major savings compared to programs offered by
many competing lenders. TRID loans typically closed in
about 30 days.
When you use Mark Leach at Tier One Mortgage to obtain your new mortgage or
refinance an existing mortgage, you will receive:
No application fee - a $200
No processing fee - a $475
No underwriting fee - an $895
Free credit report with
Competitive rates from
Unique programs that many
lenders do not offer - they save you money!
Un-matched personal service with 12 years of
experience from pre-qualification to post-closing.
See and print the flyer
This discount is ONLY
available through Mark Leach. Please check
directly with Mark to validate current offers.
Mark Leach, NMLS #24112, Tier One Mortgage, Member FDIC, NMLS #
37972, 674 Ridge Road, Suite 100, Webster, NY, 14580. Telephone:
Our Featured Real Estate Partners . . .
Realtors - Real Estate &
Realtors is a boutique realty firm located in Pittsford, NY that
serves all of the U.S. and offers mBB members the potential for
thousands of dollars cash
back when they buy or sell their home. We use a
team-based approach to provide you with the best experience -
multiple agents and brokers assigned just to you to provide you
attention and access 24/7. We are a full-service brokerage.
For clients in Western and
Central NY, we can assist you in selling your home for the
most advantageous terms available to you or if you are buying, we
can help you find that perfect home and negotiate forcefully on your
behalf for the best possible terms.
For sellers, with
over 35 years of real estate experience, our brokerage provides
sellers with the expertise to properly price and
position their home in a competitive marketplace, ensure the
property is listed on all major real estate Internet sites, provide
all photos for the listing, help stage their home for the best
effect, manage all showings, negotiate all offers for the best
possible terms, and see the transaction through to closing.
For buyers, we will
work with you to ascertain your housing needs, establish a search
for you to identify all possible properties meeting your search
criteria, accompany you to showings,
For clients in the rest of
the U.S., or for those relocating out of the NY area, we can
work with you to find the perfect Realtor to assist you in home
buying/selling at no charge. As a referring Realtor, we offer
a win-win-win situation. We will connect you with the right
agent in the area you are looking at who best meets your needs.
We do the search and analysis according to your specifications.
It's a better way to engage a professional than a tip from a friend
or a new co-worker who "knows someone . . ." It avoids
conflict of interests with family members or other awkward
referrals. We will thoroughly vet all candidates and present
you with a slate of prospects from which you may choose. And
then we stay involved in the process - providing you a "second set
of eyes" to help answer questions and oversee the process from start
an mBB member, if you engage Vintage Realtors to help you either
buy or sell your home, or both, you can enjoy significant
savings, thousands of dollars. At or after closing
(depending upon the transaction - at closing for sellers or
after closing for buyers) we can provide you with actual cash
back - 15% of Vintage Realtor's real estate commission on any
transaction for any transaction of $100,000 or more. We
believe these amounts to be among the most generous in the
Here's how it works:*
$100,000 home purchase - your
cash back after closing, $450.00
$150,000 home purchase - your
cash back after closing, $675.00
$300,000 home purchase - your
cash back after closing, $1,350.00
$130,000 house sale - your
cash back at closing, $585.00
$200,000 house sale - your
cash back at closing, $900.00
$350,000 house sale - your
cash back at closing, $1,575.00
Both selling & buying:
$150,000 house sale &
$200,000 home purchase - your cash back after closing,
$250,000 house sale &
$300,000 home purchase - your cash back after closing,
You may combine your real estate
discounts with those offered by mBB member mortgage companies,
insurance companies, attorneys and more to almost triple
the above savings.
for details and to let us assist you in selling your existing home
or helping you find the home of your dreams!
Vintage Realtors, 395 Garnsey Road,
Pittsford, NY 14534 (585) 713-3370 or
(585) 354-9085 Email:
* Above illustrations
based upon a sample 6% commission split between the
buying and selling brokerages. Actual
commission rates may vary. Contact your broker
for further information.
Plans for Homearama 2021 are to be announced.
discount is the best discount available anywhere:
regularly $10. Show your mBB ID card at the gate to save $3
only $7 each
for as many as you would like to
is the best discount available anywhere. You don't need to
print off a coupon in advance, just show your mBB ID card (see
Get your mBB ID card here
your mBB ID card on your smart phone at the gate
Homearama Hours of
AM to 8 PM
Sundays, 10 Am
to 6 PM
Friday, 12 PM to 8 PM
Watersong Trail – off Five Mile Line Road north of Plank Rd
Companies providing mBB members with access to and discounts on
life, home, long term care, auto, and disability insurance.
Professional legal services for house closings, divorces,
bankruptcy, criminal representation, simple wills, power of
attorney, living wills, health care proxy, etc.
is a picturesque, 122 acre senior living campus that
provides fresh choices for retirement living. Whether
you're newly retired, considering retiring, or just
looking for a secure and supportive environment to age
in, Parkwood Heights is the perfect location for a
Parkwood Heights Senior Living Campus 1340 Parkwood
Drive, Macedon, NY 14502 315.986.9100 585.223.7595
senior living campus offers
mBB members (and
their immediate family members)
can save two ways at Parkwood Heights.
Exclusive to mBB members only. 10% off for the first 6
with any new resident signed agreement
for an Apartment or Villa.
Purchase a custom-built patio home and
a free upgrade to the standard landscape package,
a $500 value.
mBB ID card
must be presented prior to move-in to take advantage of this
A Bit More about Parkwood
you’re looking for Senior Living for yourself or a loved one . . .
. look no further!! Independent Living or
at it’s best. Apartments, equipped with a full kitchen,
ample natural light, full bathrooms with walk in showers and grab
bars, and a patio or balcony! Meals, housekeeping, utilities,
transportation, activities - are just some of the amenities we
include in our rent for Independent Living. The
Enriched Living Program includes medication management, assistance with
showers, 24/7 personal aide service, reminders – just to mention a
few services. Villas provide a maintenance free, independent
lifestyle in the seclusion of a rented ranch-style cottage with an
attached garage and also includes utilities, trash pickup, lawn
care, snow removal and more. Promotional offers extend to
Apartments and Villas. Patio Homes are individually purchased
properties on our campus. Information and showings can be arranged
through Pat Welker. Visit our website for a virtual tour and to
learn more at:
new homes for sale, senior apartments, and villas (all offering
spacious floor plans) give you the freedom to continue living
independently while enjoying the closeness of friendly neighbors.
Regardless of your choice, you'll be in a beautiful, private
location within an active community that offers the kind of
lifestyle you've always had, and maybe always wanted...
Our mission is to 0ffer an attractive
lifestyle to the retired and senior community through a secure,
caring, and active community with well designed surroundings and a
wide array of personal services that meet all present and future
needs - a place you're proud to call home.
We are committed to our residents' happiness; the well being of
those living with us; and providing the opportunity for
• 1340 Parkwood Dr., Macedon, NY •
(and previously HomeAway)
Vacation Rentals by Owner
from Home Away - FIND OR LIST YOUR PERFECT VACATION HOME.
VRBO is the leading online source for finding
vacation rental properties with discounted rates and last-minute
deals. We post this here on behalf of our mBB members who
may be wanting to list their vacation home or lake cottage for rent.
We've tried them ourselves and we find the experience to be a very
Featuring more than
35,000 vacation rentals ranging from Florida beach houses to
European villas, VacationRentals.com connects travelers seeking the
space, value and amenities of vacation rentals with homeowners
looking to rent out their vacation properties.
The HomeAway Brand has been subsumed
into the VRBO family.
All searches will now be performed on VRBO.
Rent a house for half the price of a
hotel. Vacation rentals
for less than $50 a night.
Now offering flexible
List your place for FREE on Home Away! Only pay when you get a booking.
Ski vacation rentals
Find rentals that accept pets!
Buffalo Home Show, Mar 6-8 and 13-15, 2020
hundreds of exhibits
all under one roof, you will be able to shop, compare and save on
every kind of product for your home.
Appearing at the
Regular $9.00 online adult tickets are only
$5.50 (40% off or 50% off the $11.00 door price) when you use the
promotion code MBB. Order and pay for your tickets
Tickets are e-mailed to you upon purchase completion.
The mBB web site
contest is open to mBB members only.